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Affordable Care Act - Improving Health Care in Michigan
By Congressman Sandy Levin
Thursday, March 29, 2012
In the two years since the Affordable Care Act was signed into law, it has benefited millions of Michiganders by improving health care coverage and reducing costs.
At the same time, the law’s most significant reforms have yet to take effect, including the provision that will prevent private insurers from denying Americans coverage because of a preexisting condition or kicking them off their plan because they get sick – both of which become effective in 2014.
Here are some of the ways in which health reform has already benefited families in our state.
REDUCED PRESCRIPTION DRUG COSTS
84,000 seniors and people with disabilities in the Medicare “donut hole” received an average $580 discount on prescription drugs, totaling $50 million in savings. Data Source: Center for Medicare and Medicaid Services.
FREE PREVENTATIVE SERVICES
3 million Michiganders received one or more preventative services, such as check-ups and cancer screenings. Both Medicare enrollees and Americans under age 65 enrolled in private insurance plans have benefitted from this common sense and cost efficient expansion.
NO EXCLUDING CHILDREN WITH PREEXISTING CONDITIONS
Michigan children with preexisting conditions can no longer be denied coverage, a provision that will cover all ages beginning in 2014.
NO LIMIT IN LIFETIME COVERAGE
3.5 million Michiganders benefited from the elimination of lifetime limits in their health insurance coverage.
NEW COVERAGE FOR YOUNG ADULTS
57,000 more young adults in Michigan under the age of 26 now have health insurance because of the provision that allows them to get coverage through their parents’ plan.
TAX CREDITS FOR SMALL BUSINESSES
Michigan small businesses are eligible for a tax credit to cover the cost of providing employee health coverage.